Rates
Consumer Deposit Rates | Business Deposit Rates
MidCoast Community Bank
Consumer Deposit Rates as of Oct 2, 2008
Checking Accounts
|
| Account Type |
Interest Rate is: |
Minimum to Open |
Annual Percentage Yield |
Interest Rate |
| Gold Interest Checking: |
Variable |
$500 |
|
|
| $.00 to $999.99 |
|
|
0.75% |
0.7472% |
| $1,000.00 to $2,499.99 |
|
|
1.50% |
1.4889% |
| $2,500.00 and above |
|
|
3.25% |
3.1984% |
| Free Consumer Checking |
n/a |
$50 |
n/a |
n/a |
Savings Accounts
|
| Account Type |
Interest Rate is: |
Minimum to Open |
Annual Percentage Yield |
Interest Rate |
| Statement Savings |
Variable |
$50 |
3.10% |
3.0530% |
| Advantage Statement Savings |
Variable |
$1,000 |
3.20% |
3.1500% |
| Holiday Club |
Variable |
$10 |
2.00% |
1.9803% |
| IRA Statement Savings |
Variable |
$10 |
3.10% |
3.0530% |
Money Market Accounts
|
| Account Type |
Interest Rate is: |
Minimum to Open |
Annual Percentage Yield |
Interest Rate |
| Gold Money Market Account |
Variable |
$1,000 |
|
|
| $.00 to $2,499.99 |
|
|
1.50% |
1.4889% |
| $2,500.00 to $7,499.99 |
|
|
2.55% |
2.5181% |
| $7,500.00 and above |
|
|
3.35% |
3.2953% |
Certificate of Deposits
|
| Account Type |
Interest Rate is: |
Minimum to Open |
Annual Percentage Yield |
Interest Rate |
| 7-13 Month CD (Pick your own term) |
Fixed |
$1,000 |
3.25% |
3.1984% |
| 3 Month CD |
Fixed |
$500 |
3.25% |
3.1984% |
| 6 Month CD |
Fixed |
$500 |
3.50% |
3.4403% |
| 9 Month CD |
Fixed |
$500 |
4.00% |
3.9228% |
| 12 Month CD |
Fixed |
$500 |
4.25% |
4.1624% |
| 15 Month CD |
Fixed |
$500 |
4.30% |
4.2104% |
| 18 Month CD |
Fixed |
$500 |
4.35% |
4.2583% |
| 24 Month Rate Riser CD |
Variable |
$500 |
3.90% |
3.8261% |
| 24 Month CD |
Fixed |
$500 |
4.45% |
4.3541% |
| 30 Month CD |
Fixed |
$500 |
4.75% |
4.6409% |
| 36 Month Rate Riser CD |
Variable |
$500 |
4.00% |
3.9223% |
| 36 Month CD |
Fixed |
$500 |
4.75% |
4.6409% |
| 42 Month CD |
Fixed |
$500 |
5.00% |
4.8793% |
| 48 Month CD |
Fixed |
$500 |
5.15% |
5.0221% |
| 60 Month CD |
Fixed |
$500 |
5.25% |
5.1172% |
Interest is compounded daily and credited monthly on all accounts
Certificate of Deposit accounts have early withdrawal penalties
Minimum to Obtain APY on all accounts is $.01
APY may change at any time |
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MidCoast Community Bank
Business Deposit Rates as of Oct 2, 2008
Checking Accounts
|
| Account Type |
Interest Rate is: |
Minimum to Open |
Annual Percentage Yield |
Interest Rate |
| Free Business Checking |
n/a |
$2,500 |
n/a |
n/a |
Savings Accounts
|
| Account Type |
Interest Rate is: |
Minimum to Open |
Annual Percentage Yield |
Interest Rate |
| Statement Savings |
Variable |
$50 |
3.10% |
3.0530% |
| Advantage Statement Savings |
Variable |
$1,000 |
3.20% |
3.1500% |
| 22 |
Certificate of Deposits |
|
|
|
| 7-13 Month CD (Pick your own term) |
Fixed |
$1,000 |
3.25% |
3.1984% |
| 3 Month CD |
Fixed |
$500 |
3.25% |
3.1984% |
| 6 Month CD |
Fixed |
$500 |
3.50% |
3.4403% |
| 9 Month CD |
Fixed |
$500 |
4.00% |
3.9228% |
| 12 Month CD |
Fixed |
$500 |
4.25% |
4.1624% |
| 15 Month CD |
Fixed |
$500 |
4.30% |
4.2104% |
| 18 Month CD |
Fixed |
$500 |
4.35% |
4.2583% |
| 24 Month CD |
Fixed |
$500 |
4.45% |
4.3541% |
| 24 Month Rate Riser CD |
Variable |
$500 |
3.90% |
3.8261% |
| 30 Month CD |
Fixed |
$500 |
4.75% |
4.6409% |
| 36 Month CD |
Fixed |
$500 |
4.75% |
4.6409% |
| 36 Month Rate Riser CD |
Variable |
$500 |
4.00% |
3.9223% |
| 42 Month CD |
Fixed |
$500 |
5.00% |
4.8793% |
| 48 Month CD |
Fixed |
$500 |
5.15% |
5.0221% |
| 60 Months CD |
Fixed |
$500 |
5.25% |
5.1172% |
Interest is compounded daily and credited monthly on all accounts
Certificate of Deposit accounts have early withdrawal penalties
Minimum to Obtain APY on all accounts is $.01
APY may change at any time |
Money Market Accounts
|
| Account Type |
Interest Rate is: |
Minimum to Open |
Annual Percentage Yield |
Interest Rate |
| Gold Money Market Account (Business) |
Variable |
$1,000 |
|
|
| $.00 to $2,499.99 |
|
|
1.50% |
1.4889% |
| $2,500.00 to $7,499.99 |
|
|
2.55% |
2.5181% |
| $7,500.00 and above |
|
|
3.35% |
3.2953% |
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